appX Core Systems

appX

Stop losing money on every swipe. appX tells you which card to use, every time.

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01 / Discovery

Zero manual entry.

Connect your Gmail and appX automatically finds all your credit card statements. No manual entry, no uploading PDFs — it just works. Handles encrypted PDFs effortlessly.

16+ Indian Banks Supported

HDFC, ICICI, SBI, Axis, Kotak, Amex & more.

Card Type Detection

Instantly identifies Amazon Pay, Sapphiro, Regalia, etc.

HDFC Regalia12 statements
ICICI Amazon4 statements
SBI SimplyClick8 statements
02 / Intelligence

Instantly intelligent.

Our self-learning engine instantly analyzes and categorizes every statement automatically into 17 robust categories. Powered by a cascading AI pipeline for 99.9% accuracy.

Food DeliveryGroceriesTravelEntertainment+ 13 more
Groq + Gemini Layer
Z
Zomato India
Dining
U
Uber Trips
Travel - Cabs
03 / Analytics

Stop leaving cash on the table.

Get a periodic grade on your card usage. Instantly see the rewards you missed by using the wrong card at checkout. Our engine analyzes 50+ Indian credit cards to highlight exact missed opportunities.

Missed OpportunitySwiggy Order
- ₹240
Used: SBI SimplyClick1% CB
Optimal: HDFC Swiggy10% CB
04 / Optimization

The Perfect Wallet.

Don't carry 5 cards. Our greedy algorithm analyzes your exact spending history and recommends the optimal 2-3 card combination to cover all your categories for maximum annual return.

Dining & Food

+₹12k/yr

Recommendation limits achieved perfectly with HDFC Swiggy.

Shopping & Travel

+₹25k/yr

Recommendation limits optimized using SBI Cashback.

Bank-grade Security.

  • Google OAuth — we never see passwords.
  • Read-only Gmail API access.
  • Statements processed safely on encrypted servers.
  • Zero card numbers stored.

Never miss a bank offer.

Active offers from all major banks. Personalized lists filtered by the exact cards in your wallet, with location-based hotspot mapping and 7-day expiring alerts.